Moving your family to another town or state is a major event in
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a seller act as the lender in a home sale?
Yes. This is most common in situations in which the buyer has
limited funds for a down payment and you own the house free
and clear. In such a transaction, you finance all or part of
the loan. In return, the buyer agrees to repay you at an agreed-upon
interest rate, usually higher than market rates. Such an arrangement
requires good credit on the part of the buyer, a sizable down
payment and a precisely worded contract. Consult a real estate
attorney to help negotiate the terms of the transaction and
write the contract. Beware of buyers with shaky credit or who
propose an unusually high interest rate
Real estate tip: Pre-sale inspection 'helps avoid surprises'
it beneficial for a seller to order a home inspection before
the house is put up for sale?
Wednesday, December 10, 2003
A pre-sale inspection can help you avoid surprises when a buyer
conducts an inspection. It is especially advisable if you have
deferred maintenance and repairs on your home. A pre-sale inspection
gives you the opportunity to find out if you have any significant
defect you need to repair or disclose to any buyers. Be sure
to get a thorough inspection from a qualified inspector. If
you are selling an older home, for example, you may want to
choose an inspector who has experience examining older houses.
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