Conventional Loans

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Many people believe that because they may have little or no credit, some credit problems, or because they have limited resources for a down payment that they are restricted to FHA financing. That is not true!

Until a borrower begins the pre-approval process he/she may not know the programs for which they may qualify. Additionally, while in some cases an FHA loan may have advantages, in other instances- particularly when it comes to loan amounts, FHA financing may prove to be too restrictive. If a borrower is self employed or in another type of situation where proving income may be difficult, FHA is likely to reject the loan application, while it may still be possible to obtain conventional financing- even if the credit is not perfect!

To learn about the available options, please click the button below and a loan officer will review your information without obligation and discuss with you available options that fit your needs.

 

 



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