Moving your family to another town or state is a major event in
Interested in moving yourself? If not, SDREguide.com can help
with your relocation.
We are affiliated with some of San Diegos top Realtors,
it's their job to know this area inside and out, and to make your
transition as smooth as possible.
One of the most important things you can do is to make yourself
a checklist as you search for, find and buy a home. By keeping
on top of your game-plan at all times you will greatly increase
your chances of success. Be an informed buyer.
If you aren't certain, start by comparing the advantages and
disadvantages of buying or renting.
Familiarize yourself with the mortgage process. Have mortgage
questions? Need a few mortgage tips? See the sections devoted
to those subjects.
Begin the application process by getting prequalified and preapproved
from a Mortgage Lender. Do this first. Your Agent will need
your mortgage qualification, and it will significantly strengthen
your offer when you find a home. At MyLoanQuote.com,
you can submit a quick and easy application, and within 2 business
days get up to 4 offers from lenders so that you can compare
terms and rates.
Get your financial picture in focus as soon as possible. Since
it is an important component, be aware of your credit situation.
You can click here to get a free copy of your credit report.
Or, see the section devoted to sources of credit reports.
The best time to work on your budget is before you move. Want
to maximize your financial picture? See the section devoted
to budget hints.
Wondering about how much time is needed to buy a home? See the
sample homebuying timeline.
Find an Agent that you trust. It is important to do this before
you go rushing off looking for homes or you may end up with
no representation. See the Agency and Buyer Agent pages for
important discussions regarding "who represents who."
Thinking about doing it on your own? See the section on buying
on your own for things watch for.
Determine your housing needs and wants to determine what types
of houses you should be considering.
Familiarize yourself with the various types of housing available:
Single family, townhouse, and condo.
Will your move take you further than just across town? See our
section on relocating.
If you are planning on buying or building a new home, see our
section devoted to building a house including house building
tips, resources and how to find a contractor.
Have general questions about buying a home? See the questions
homebuyers ask page.
Still have a question about a Real Estate term or its definition?
See our Real Estate Glossary. A question on a mortgage term?
See the Mortgage Glossary.
House Hunting Time! First, see the article devoted to finding
the right home. Then, make a scorecard for each house to help
you keep track of the properties you've seen.
Familiarize yourself with how to set a value on a house. This
can save you a great deal of time and helps to avoid disappointment.
When you find an acceptable house, write an offer. Familiarize
yourself with how offers become contracts.
Negotiate your best deal using the information you have acquired.
If you haven't already done so, apply for a mortgage loan.
Arrange for home inspection. Protect yourself and do not skip
Learn about home warranties and what they protect.
Compare and secure homeowners insurance. Since homeowners insurance
is a long term expense, getting the best deal here brings savings
Arrange for closing agent or attorney. Make all final preparations
Make moving plans. If you plan to use a moving company, make
comparisons and reserve time now. If you would like movers to
compete for your business, check out MoveDirect.net.
Secure final loan approval and commitment from the lending institution.
If you have done your "up-front" work, this should
be one of your easiest steps.
Do a final walk through of the house.
Final closing and settlement.
Let us know what you liked or disliked about this web site!
Move to your new home and begin enjoying it--you deserve it!
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